Fixed Indexed Annuities
What is the value of this investment vehicle?
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Cash value has market upside potential and market downside protection
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Tax deferred
One of the biggest concerns retirees have is outliving their retirement income. What other supplemental options are there? Plan for the long run. Let's take a look:
Consider the following, a person may have both social security and a pension plan that may cover a portion of their monthly anticipated retirement expenses and they're looking for an additional source of income to help cover for the rest.
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Some experts have estimated that FIA outperforms bonds in a 10-year period
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The structure of an FIA encourages investors to stay steady so their accounts grow
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They provide the opportunity to lock in on higher rates and are protected from market losses
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They add diversification to an investment portfolio
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In general, they have higher rates than bank CDs
